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Western Union received at least 44,500 complaints about online dating and romance scams, with losses totaling at least million, between 20, the FTC’s Todd Kossow says.

“They get the victim in a fog so she’s no longer thinking clearly.” It’s not unusual for scammers to claim they’re in the military. Even senior Department of Defense leaders have had their identities stolen by these fraudsters.

“The victims are legitimately in love, legitimately care for this person. They’re thinking emotionally, not cognitively.” In some cases, victims have bought wedding dresses, engagement rings or made wedding plans with someone they’ve never met, Nofziger says.

“The victims often don’t have doubts because scammers are so good at nurturing relationships,” says Todd Kossow, director of the Midwest region of the Federal Trade Commission, which collects scam reports.

He had spent nearly a year behind bars after being duped into believing he was transporting real estate papers from South America to London for a woman he’d met online.

In reality, the package contained about 2 kilograms of cocaine. The scammer might ask you to open a new bank account.

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